Terms of Service

By accessing or using this website, you agree to the following terms and conditions.

General Information

This website is operated by Cohea & Associate LLC and its affiliated division, CO-Spire Insurance Group. The information provided is for general informational purposes only.

No Professional Advice

Content on this website should not be considered insurance, financial, or legal advice. Coverage decisions should be made based on individual circumstances and discussions with a licensed agent.

Coverage Review Requests

Submitting a request for a coverage review or quote does not create any obligation to purchase insurance. It is intended as an opportunity to review or explore available options.

No Guarantee of Coverage

Insurance products, benefits, and availability vary by carrier and state. Submission of information does not guarantee approval, coverage, or specific terms.

Limitation of Liability

Cohea & Associates LLC is not responsible for any decisions made based on information provided on this website. Users are encouraged to verify details before making financial decisions.

Third-Party Services

This website may involve third-party tools or services (such as forms or payment processors). We are not responsible for the privacy or practices of those services.

Changes to Terms

We reserve the right to update or modify these terms at any time without prior notice.

Contact

For questions regarding these Terms of Service, contact:
[email protected]